Lenditt - Your Loan Buddy is here to help and support the "Financial Needs" of Salaried and Self-Employed Professionals by providing Personal Loans through a digital process. Lenditt also offers a digital platform to buy Gold and Silver in association with Augmont Goldtech Private Limited.
You can avail personal loans starting from Rs.10,000 to Rs.50,000 and get the money disbursed to your bank account instantly.
Features of Lenditt – Your Financial Buddy:
• Minimum Processing Charges: From Rs.500
• Maximum Annual Percentage Rate (APR): Varies from 54.75% to 72% based on Risk Profile of Customer
• Repayment Period: 61 days to 90 days
• 100% Paperless loan application
• No foreclosure Charges
• No Guarantors or collaterals
• Loan repayment through various payment methods
• Sanction Letter in 30 minutes
• No Subscription or upfront Fees
• Quick TAT
Personal Loan Application Steps:
• Install Lenditt – Your financial Buddy Loan Application
• Signup by filling basic and professional details in the application to know your eligibility
• Upload KYC Documents for quick Approval
• Once loan application is approved, get the loan amount disbursed directly to your bank account.
Documents required for Personal Loan Application:
• Selfie
• Pan Card
• Election Card or Driving License
• Aadhar Card
• Salary Slip or Professional Work Email
• Salary Account Bank Statement
• Additional Address Proof (address if not updated in Aadhar Card)
Eligibility Criteria:
• Monthly Salary per month: Rs.20,000 (minimum)
• Age: 21 years and above
• Occupation: Salaried Individuals
Lenditt adheres to RBI’s Fair Practice Code and is committed to promoting best practices in digital lending.
Interest and other Charges
1 - 0.15% to 0.50% per day depending on the risk profile
2 - 5% will be the processing charges
3 - ₹300 will be the stamp duty charges + GST
RBI approved partnered NBFC - Chinmay Finlease Ltd - A.01.00558
Banking Partner: RBL Bank (https://www.rblbank.com)
Payment Gateway: Razorpay Software Private Limited (https://razorpay.com)
Payment Gateway: Cashfree Payments India Private Limited(https://www.cashfree.com)
Sample Calculation:
Loan amount: ₹ 30,000 at interest rate of 54.75% p.a.
Loan Duration: 65 Days
Total personal loan interest = ₹ 2,925
Processing fees (PF@5% of Loan Amount) + Stamp Duty = ₹ 1,500 + ₹ 310 = ₹ 1,810
Total Deductibles (PF + Stamp Duty): ₹ 1810
In-Hand Amount: Loan Amount - Total Deductibles = ₹ 30,000 - 1,810 = ₹ 28,190
Total repayable Amount(Loan Amount + Interest): ₹ 32,925
PF + Stamp Duty are deducted upfront during the loan disbursal.
*This is an indicative calculation, interest and other charges varies based on the profile
Your data is safe with us. All the transactions are secured via 128-bit SSL encryption. Data is transferred over secured connections.
Invest in Gold and Silver through Lenditt:
“Buy Gold and Silver in less than a Minute from Lenditt Application”
Advantages of Buying Gold and Silver from Lenditt:
• Buy Anytime, Anywhere
• Buy 24K 99.99% Pure Gold and Silver
• Certified 100% Secure (Authenticated)
• Sell Anytime (Sell your Gold/Silver anytime and get the money transferred to your bank account)
• Delivery: Convert your Lenditt Digital Gold into Physical. Get it delivered to your home.
• 100% Digital Process.
*Powered by Augmont Goldtech Private Limited.
Contact Us:
For help or any other details about our personal loans, contact us at [email protected]
