Monzo is an award-winning bank that will change how you feel about banking.
Apply for a personal or business account and start managing your money all in one place from your phone.
Over 6m customers bank with Monzo in the UK
Voted Best British Bank, Best Business Banking Provider and Best Banking App at the 2022 British Bank Awards
Rated ‘Excellent’ on TrustPilot
Award-winning help and support
Move accounts under the CASS switch guarantee
Monzo puts you in control of your spending
Get instant notifications when money comes in or out
Watch your spending trends
Set goals with spending targets and alerts
Schedule bill payments and manage subscriptions
Get paid a day early if your salary is paid via Bacs
Take Monzo abroad with you – we don’t charge foreign exchange fees
Monzo helps you save
Create personalised pots to put money aside
Turn spare change into savings with automatic roundups
Earn interest on your savings pots
Monzo makes group spending easy
Split bills or set up tabs for shared expenses
Request or send money with a link
Monzo Flex is a new way to pay later
Use Flex to turn almost any purchase in shops or online into 3, 6 or 12 instalments – even purchases you made two weeks ago!
Apply for Flex from your Monzo account. If eligible, Flex payments are interest-free over 3 instalments, or 24% APR representative (variable) over 6 and 12 instalments. 18+. Ts & Cs apply.
Consider the cost of credit before flexing a purchase. Missing payments may negatively impact your credit score and you may lose the interest-free rate on existing plans.
Representative example: £1200 credit limit. 24% APR representative (variable). 24% yearly interest (variable).
The best of Monzo – for business
Time-saving tools for receipts, bills, and getting paid, with no monthly fees
Fee-free spending abroad
Make international payments (powered by Wise, fees apply)
Go Business Pro for £5 per month with automatic Tax Pots, integrated accounting, multi-user access for limited companies, invoicing and more. Ts&Cs apply.
