BHIM Jammu and Kashmir Bank Unified Payments Interface (UPI) application free's you from the hassle of remembering account numbers and IFSC codes, making payments simpler than ever before. You can also manage all your accounts in different banks at one place. Making and receiving payments has never been so easy. You simply need the virtual payment address of the person to whom you have to send money. The Virtual Payment Address (VPA) is like an email id which uniquely identifies a persons bank account eg yourname@jkb, yourname11@jkb etc. With BHIM JK Bank UPI App you can create your VPA and use it for making and receiving payments 24x7 round the clock. You can also generate your QR code to receive payments into your account. The Collect Money feature makes it easy and convenient to receive money from your friends and customers. It allows you to pull payments from your customers or go dutch with your friends. You can also make payments to Aadhaar numbers which have been linked with bank accounts.
All you need is a smartphone to benefit from the features of BHIM JK Bank UPI. Don't have a smartphone or internet connection! No need to worry, you can still use our UPI services from your phone by dialing the USSD number *99#.
Download the BHIM JK Bank UPI App for free and usher in the next age of Digital Banking!
Features of BHIM JK Bank UPI:
• It can be used by all J&K Bank customers and also by customers of any UPI enabled bank.
• It can be used to make both intra-bank and inter-bank payments.
• You can add all your eligible bank accounts from different banks in BHIM JK Bank UPI and seamlessly manage them in one place.
• You can make payments using multiple modes like VPA, Account+IFSC, and Aadhaar (linked to a bank account).
• You can add and save your beneficiaries in the Address Book for future payments.
• BHIM JK Bank UPI allows you to make instant and immediate fund transfers in a completely safe and secure way.
• You can generate QR codes to easily receive funds in your bank accounts.
• You can also scan any UPI QR code to make payments.
• It also allows you to check the account balance of the accounts added in the app.
• Transacting through Virtual Payment Address(VPA) provides additional security as your account credentials and mobile number are not exposed to the sender or receiver. The sender or receiver shall only be able to see your VPA and verified name.
Which accounts can I add in BHIM JK Bank UPI?
You can add any account meeting the following criteria in BHIM JK Bank UPI
• The account should have a valid Debit Card.
• The account should be compliant with KYC and other regulatory norms.
• The account should have the same mobile number linked with it from which you have registered the app.
• As of now, only Savings and Current accounts can be linked in UPI.
For more information, call our toll free helpline number 1800 1800 234
